Bank
Home Equity
Put your home's equity to work.
A home equity loan or home equity line of credit (HELOC) for your home can cover major expenses: home improvements, a safety net, college tuition and many other life circumstances.
Understanding your needs and your goals are the first steps in finding your best option. Come in and meet with us. We’ll answer your questions, explain our loans and help you through the process.
Our home equity loans and lines of credit were designed for you, which is why you will enjoy:
- Low closing costs
- Competitive rates
- Flexible terms
- No prepayment penalties
Fixed Rate Home Equity Loan
A fixed rate home equity loan allows you to borrow in one lump sum and lock into a low, fixed rate with a dependable monthly payment.
- 10, 15 or 20 year terms
The Lockable HELOC
What's a line of credit? It gives you the flexibility to advance funds as you need them, up to a pre-set limit. The Lockable HELOC is a variable rate line of credit, but has the special option to lock in up to 3 fixed-rate loans.
- Terms vary
HELOC vs Fixed Rate Loan
Are you unsure which is right for you? Call, email or visit us. We’ll explain the differences, the costs, the benefits and the risks.
15 Year Rapid Refi
If you’re looking to save on closing costs and refinance to a shorter loan term, this is the perfect refinance solution for you. Lock in a low rate, refinance to a 15-year term and save on interest over the life of the loan.
- Pay as low as $999 in closing costs
- Calculate Payments
Home Loans
Looking to purchase a new home or selling your current one? Find our more about CCCU Mortgages.
- Low closing costs
- Competitive rates
- No hidden fees
Home Equity Guide
Whether you're looking to make home improvements, pay off high-interest debt, or cover a big expense, tapping into the equity in your home can provide a valuable source of funds. But with so many options out there, it's easy to feel lost.
That's where we come in. This comprehensive ebook is the ultimate guide to home equity loans, answering all your burning questions, and demystifying the lending process.
Not A Member Yet? Think Pink And Thrive
When you join City & County Credit Union, you're not just opening an account - you're becoming part of a movement that puts people first, dreams big, and dares to be different.
"I have had a great working relationship with CCCU for over 20 years. I have utilized the home equity line of credit twice for home remodeling, I have refinanced my home, I have a safety deposit box with them, and have utilized their member advance. CCCU has always been nothing but polite and professional in every aspect. Thank you City and County for everything!"
Mark C.
Member Since 2002