SBA Loans

Grow your small business with support & financing.

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Designed for unique situations, help your small business grow with a Small Business Administration (SBA) loan. City & County is a proud SBA Lender and can help you through the process if you qualify. 

What qualifies a business for an SBA loan?

All qualifications & requirements are set by the Small Business Administration. 

SBA 7(a) Loan

The 7(a) loan is the SBA's most common loan program for small businesses. This is the best option when real estate is part of a business purchase.

SBA 504 Loan

The 504 loan program is great for long-term, fixed-rate financing to purchase or repair real estate, equipment, machinery or other assets needed for your business.

Expert Advice

At City & County, we help businesses with the tools they need to manage their money so you can focus on what’s most important – running your business. Chat with our local business team to discuss SBA loan options that are right for you.

Since every business is different, we work individually with our business members to ensure the loan process is simple. Before you begin, make sure your business qualifies for an SBA loan. Once you’ve verified your business qualifies, reach out to our Business Team at (651) 225-2750 or contact us to begin the application process.

Once your application is submitted, we’ll work closely with you and the Small Business Administration through the rest of the process.

A Small Business Administration Loan from City & County Credit Union allows for longer terms than a typical business loan. This helps improve your cash flow while your business makes forward progress.

City & County Credit Union’s SBA loans are part of the Guaranteed Loan Program, as set by the Small Business Administration. Because these loans are guaranteed, small business that may otherwise have a difficult time finding financing, can take out a loan to push their business forward.

The standards set by the SBA allow for small business to succeed and provide life-giving support to the community around them.

To find out more about SBA loans, visit