Home Equity Calculator

Transform your home's hidden value into real-life possibilities.
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Use this calculator to estimate your monthly payment.

Just plug in your loan amount, term, and estimated rate—then see how affordable big goals can be with a CCCU Home Equity Loan.

Equity Essentials

Home equity loan or HELOC—which is right for me?

A home equity loan provides a lump sum with fixed payments—perfect for one-time projects with known costs. A HELOC gives flexible access to funds as needed—ideal for ongoing expenses. Our Lockable HELOC offers both flexible access AND the option to lock portions at fixed rates.

HELOC = Home Equity Line of Credit

How much equity can I potentially access?

The amount you can borrow depends on several factors including your home's current value and your remaining mortgage balance. Our team can help determine your specific borrowing power based on your unique situation.

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Your Home's Hidden Potential

Put the value in your walls to work:

  • Low closing costs that keep more money in your pocket
  • Choose fixed-rate stability or HELOC flexibility
  • No prepayment penalties—pay off early without fees
  • Local decisions for faster, more personal service
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Let’s Unlock What’s Next

You’ve worked hard for your home. Now let your equity return the favor with flexible loans, local support, and a clear plan for what’s next.

Apply Home Equity Loan
Apply HELOC
SPEAK WITH AN EQUITY EXPERT