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Personal Loan Rates

Life happens, and we get it! Whether you are trying to pay down debt or cover an unexpected event, we have you covered with low-rate personal loan solutions.

Rates effective January 2024

Loan

APR as low as

Life Happens Loan

Life Happens Loan

7.99%

As Low As 7.99% APR

Personal Loan

Personal Loan

9.99%

As Low As 7.99% APR

Personal Line of Credit

Personal Line of Credit

10.99%

As Low As 10.99% APR

Checking Line of Credit

Checking Line of Credit

9.99% 

As Low As 9.99% APR

Savings Secured

Savings Secured

3.00% fixed APR over the savings rate earned, rounded up to the nearest 0.25%

3.00% fixed APR over the savings rate earned, rounded up to the nearest 0.25%

Loan

Life Happens Loan

As Low As 7.99% APR

Loan

Personal Loan

As Low As 7.99% APR

Loan

Personal Line of Credit

As Low As 10.99% APR

Loan

Checking Line of Credit

As Low As 9.99% APR

Loan

Savings Secured

3.00% fixed APR over the savings rate earned, rounded up to the nearest 0.25%

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms.. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details.

Personal Loans
Checking and Personal Line of Credit: No pre-determined loan term.
Savings Secured: Loan terms range from 0 to 36 months.
Personal Loans: Loan terms range from 0 to 48 months with a maximum annual percentage rate (APR) of 18.00%. Rate determined by creditworthiness and other loan criteria.