Personal Loan Rates

Life happens, and we get it! Whether you are trying to pay down debt or cover an unexpected event, we have you covered with low-rate personal loan solutions.

Rates effective November 2024

Loan

APR as low as

Life Happens Loan

7.99%

Personal Loan

8.99%

Personal Line of Credit

10.99%

Overdraft Line of Credit

9.99% 

Savings Secured

3.00% fixed APR over the savings rate earned, rounded up to the nearest 0.25%

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms.. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details.

Personal Loans
Overdraft and Personal Line of Credit: No pre-determined loan term.
Savings Secured: Loan terms range from 0 to 36 months.
Personal Loans: Loan terms range from 0 to 48 months with a maximum annual percentage rate (APR) of 18.00%. Rate determined by creditworthiness and other loan criteria.