Loan Rates That Fund Your Dreams

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms.. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details.

Auto & Motorcycle
Interest rates include a 0.25% APR discount for autopay from CCCU account and are subject to credit worthiness. New vehicle financed up to 100% of the purchase price, used up to 100% NADA retail including options. Includes tax, license & extended warranty for qualified borrowers. Term limits may apply. Example payment - A loan of $15,000 for a term of 36 months at 4.99% APR results in monthly payments of $450.40.

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms. Rates and terms subject to change at any time. All loans subject to approval.

Credit Cards - Platinum & Platinum Rewards
APR may increase or decrease based on certain creditworthiness, not to exceed 18% APR. Cash advance fee is 2% or a $2 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See the Application and Solicitiation and Credit Card Agreement and Disclosure for complete details.

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms. Rates and terms subject to change at any time. All loans subject to approval.

Home Equity $0 Closing Costs
Fixed Home Equity: Maximum term available is 240 months. Payment per $10,000 (excluding tax and insurance): 80% is $114.78 at 6.74% APR for 120 months, $81.39 at 7.59% APR for 240 months, and 90% Loan-To-Value is approximately $87.69 at 8.59% APR for 240 months. Home Equity Line of Credit (HELOC): The Lockable HELOC has both variable and fixed rate advance options. Minimum loan amount to convert HELOC to fixed is $5,000. Rate may vary based on Wall Street Journal (WSJ) Prime Rate plus disclosed margin, applicant's credit qualifications, and collateral. Rate floor is 4% and will not exceed 18%. Lockable rate is based on available 20-year Fixed Home Equity 80% Loan-To-Value rate. Payment is the greater of 1% of outstanding balance or $50. Member is responsible for all closing costs, including appraisal, if less than $25,000 advanced at consummation. Closing costs including appraisal generally range from $300-$3,000. Rate based on applicant’s credit qualifications, collateral, and loan term. Minimum loan amount is $25,000. Member responsible for cost of appraisal regardless of completion of loan. Appraisal fee may range from $102-$1,000 depending upon location. Homeowners insurance is required. Rates subject to change at any time. Other restrictions may apply. Contact us for additional details.

15 Year Rapid Refi Mortgage
Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Loans above $200,000 up to $647,200 closing cost is $1,250. Rates can change daily. Payment example: A $100,000 mortgage rate of 6.24% for 15 years would have a principal and interest payment of $856.88. Assuming 80% Loan to Value, the resulting APR would be 6.398%. New Money Only. Minimum loan amount of $25,000.

Fixed and Adjustable-Rate Mortgages
APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. Click a Rate for additional disclosures. Rates subject to change without notice. 

APR = Annual Percentage Rate. Actual Rates based on applicant’s credit qualifications, collateral, and loan terms. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details.

Personal Loans
Checking and Personal Line of Credit: No pre-determined loan term.
Savings Secured: Loan terms range from 0 to 36 months.
Personal Loans: Loan terms range from 0 to 48 months with a maximum annual percentage rate (APR) of 18.00%. Rate includes a 0.25% APR discount for autopay from CCCU account and is determined by creditworthiness and other loan criteria.

APR = Annual Percentage Rate. Actual Rates include a 0.25% APR discount for autopay from CCCU account and are based on applicant’s credit qualifications, collateral, and loan terms.. Rates and terms subject to change at any time. All loans subject to approval. Contact CCCU Representative for details. 

Recreational Vehicle/Boat
Recreational vehicles includes boats, motors, trailers, conversion vans and travel trailers. Rate can vary based on term and creditworthiness, and is subject to change. Extended terms available for loan amounts over specified dollar amounts. Example payment - A loan of $15,000 for a term of 36 months at 6.49% APR results in monthly payments of $460.82.

Small Recreational Vehicles
APR = Annual Percentage Rate. Example payment - A loan of $10,000 for a term of 60 months at 8.49% APR results in monthly payments of $205.83. New vehicles financed up to 100% of the purchase price, used up to 100% NADA retail including options for qualified borrowers. Term limits may apply.