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Business Deposit Rates
Savings, Checking and CD Rates
Updated January 2024
Business Savings Accounts
|
Account Type |
Dividend Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
Business Share Savings Business Share Savings |
0.15% 0.15% Rate |
0.15% 0.15% APY |
$5 $5 minimum to open |
Account Type
Business Share Savings
0.15% Rate
0.15% APY
$5 minimum to open
APY = Annual Percentage Yield
The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.
Business Certificates of Deposit (CD)
Limited time 9 & 15 Month CD Specials - up to 5.00% APY (4.91% rate) | $5,000 Minimum. Complete details.
|
Account Type |
Interest Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
6 month CD 6 month CD |
1.50% 1.50% Rate |
1.50% 1.50% APY |
$1,000 $1,000 minimum to open |
|
12 month CD 12 month CD |
1.95% 1.95% Rate |
1.96% 1.96% APY |
$1,000 $1,000 minimum to open |
|
24 month CD 24 month CD |
2.15% 2.15% Rate |
2.17% 2.17% APY |
$1,000 $1,000 minimum to open |
|
36 month CD 36 month CD |
2.40% 2.40% Rate |
2.42% 2.42% APY |
$1,000 $1,000 minimum to open |
|
48 month CD 48 month CD |
2.50% 2.50% Rate |
2.52% 2.52% APY |
$1,000 $1,000 minimum to open |
|
60 month CD 60 month CD |
2.75% 2.75% Rate |
2.78% 2.78% APY |
$1,000 $1,000 minimum to open |
|
CD Specials* Limited time, 9 month term |
up to 4.91% up to 4.91% Rate |
up to 5.00% up to 5.00% APY |
$5,000 $5,000 minimum to open |
|
Limited time, 15 month term |
up to 4.72% up to 4.72% Rate |
up to 4.80% up to 4.80% APY |
$5,000 $5,000 minimum to open |
Account Type
6 month CD
1.50% Rate
1.50% APY
$1,000 minimum to open
Account Type
12 month CD
1.95% Rate
1.96% APY
$1,000 minimum to open
Account Type
24 month CD
2.15% Rate
2.17% APY
$1,000 minimum to open
Account Type
36 month CD
2.40% Rate
2.42% APY
$1,000 minimum to open
Account Type
48 month CD
2.50% Rate
2.52% APY
$1,000 minimum to open
Account Type
60 month CD
2.75% Rate
2.78% APY
$1,000 minimum to open
Account Type
CD Specials*
Limited time, 9 month term
up to 4.91% Rate
up to 5.00% APY
$5,000 minimum to open
Account Type
Limited time, 15 month term
up to 4.72% Rate
up to 4.80% APY
$5,000 minimum to open
A penalty may be imposed for early withdrawal.
*APY = Annual Percentage Yield. Rates effective as of 01/08/2024 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 5.00% APY and 15-month CD for 4.80% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 4.80% APY, 15-month CD for 4.60% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings. Ask a CCCU representative for complete details.
Business Checking Accounts
|
Account Type |
Interest Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
Business Select Checking Business Select Checking |
N/A no interest earned |
N/A N/A |
$100 $100 minimum to open |
|
Business Advantage Checking Business Advantage Checking |
0.16% 0.16% Rate |
0.16% 0.16% APY |
$2,500 $2,500 minimum to open |
|
Business AdvantagePlus Checking Business AdvantagePlus Checking |
0.25% 0.25% Rate |
0.25% 0.25% APY |
$10,000 $10,000 minimum to open |
Account Type
Business Select Checking
no interest earned
N/A
$100 minimum to open
Account Type
Business Advantage Checking
0.16% Rate
0.16% APY
$2,500 minimum to open
Account Type
Business AdvantagePlus Checking
0.25% Rate
0.25% APY
$10,000 minimum to open
Health Savings Accounts (HSAs), Money Market & Individual Retirement Accounts (IRAs)
See our deposit rates page for Health Savings Account rates, Money Market rates, and Individual Retirement Account rates