Auto Loan Calculator

Walk into the dealership prepared, walk out with the right deal.

Woman In Parked Car

Use this Auto Loan Calculator to see exactly what your monthly payments will be before you start shopping.

Simply enter your desired loan amount, term, and rate to get a clear picture of how an auto loan from City & County fits into your budget and lifestyle.

Auto Loan Essentials

What should I know before using this calculator?

This calculator helps you estimate monthly payments based on the loan amount, interest rate, and term. For the most accurate results, include the vehicle price plus any additional costs like tax, title, and license fees that you plan to finance.

How does this calculator help?

This tool gives you a realistic view of what your monthly payments could be with different down payments, terms, and loan amounts. It helps you determine a comfortable budget before you start shopping, so you can negotiate with confidence.

Do you offer auto insurance?

City & County has teamed up with TruStage Insurance to offer members significant savings on Auto Insurance. Get a quote today and see how much you could save.

Auto Insurance Quote

Should I get pre-approved before shopping?

Absolutely. Getting pre-approved with CCCU gives you a clear budget, stronger negotiating power at the dealership, and protection from financing markups. It's like shopping with cash in your pocket, but better.

Couple test driving new car

Better Rates. Flexible Terms. Real Savings.

At City & County Credit Union, we make financing your next vehicle straightforward and affordable.

  • Low rates for new and used vehicles
  • No payments for 90 days
  • Up to 100% financing, including tax, license, and warranty
  • Flexible terms from 36-84 months
VIEW RATES
Couple on tailgate of truck with dog

Turn That Estimate Into Action

Ready to take the next step? Whether you're buying new, used, or refinancing, we’ll help you get moving with a smarter loan.

APPLY ONLINE
SPEAK TO AN AUTO LOAN EXPERT

Interest rate subject to credit worthiness. New vehicle financed up to 100% of the purchase price, used up to 100% NADA retail including options. Includes tax, license & extended warranty for qualified borrowers. Term limits may apply. Example payment - A loan of $15,000 for a term of 36 months at 5.24% APR results in monthly payments of $452.19. Interest will accrue for the first 90 days without payment. 90 day no payment offer only available on loans new to CCCU.

Auto Insurance
Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by City & County Credit Union.