Find all of the latest City & County Credit Union news promotions.
On January 1, 2019, City & County welcomed the members of Mill City Credit Union and have started the process of merging our long-standing successful credit unions into one organization – City & County Credit Union.
With a combined mission of ‘Empowering you to do more, by doing what’s right every day’, this merger will allow both credit unions to continue our best practices and serve our members better. Stay up-to-date on all merger information here.
With a combined mission of ‘Empowering you to do more, by doing what’s right every day’, this merger will allow both credit unions to continue our best practices and serve our members better. View your Merger booklet below and stay up-to-date on all merger information here.
City & County Credit Union offers mortgages with down payments as low as 3% which makes home ownership closer than you think.
Equal Housing Lender. Offer is not available in all states. 3% down payment for first purchase OR new purchase, 30, 20 & 15-year fixed rate mortgage. Payment example for a purchase of $180,000 home and 30 Year Mortgage of: $174,600 interest rate of 4.5%, would have a payment including principal, interest and PMI of $965. APR of 4.620%. Payments do not include applicable taxes and insurance, so actual obligation will be greater. Other restrictions may apply. Rate effective 3/06/2019.
Down payment offer is subject to change.
Leave the cup holder and power windows behind this summer when you cruise to work on your new motorcycle. Get started with a low-rate City & County Credit Union loan.
Plus - make no payments for 90 days.
Insured by NCUA. APR = Annual Percentage Rate. Cannot use loan proceeds to pay off a CCCU loan. Rate can vary based on term and creditworthiness, and is subject to change. Interest will accrue for the first 90 days without payment. 90 day no payment offer only available on new loans to CCCU. Payment chart based on 3.49% APR for a loan term of 60 months.
Like a HELOC. Unlike any HELOC. This unique product begins as a variable rate line of credit, but has the ability to split-off into as many as 3 fixed-rate loans when the time is right. So you get to enjoy the convenience of a HELOC paired with the security of a fixed rate.
Plus - 1.99% APR intro rate for 6 months! Then rate adjusts to HELOC rate currently as low as 5.75% APR.
APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18%APR. Rate presented on a 25-year term and assumes 80% loan-to-value (LTV). Interest may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Lender.
Refinance your 30 year debt to a 15 year mortgage.
Low interest rates and rising home values make this the perfect time to consider refinancing your home. With low rates and refinancing to a shorter term, you may be able to cut years off your mortgage while savings thousands. Contact us today or apply online to see if refinancing is right for you.
Closing cost offer for mortgage refinances only and is not available in all states. Appraisal fee will vary and is the responsibility of the applicant regardless of whether the loan is consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $424,100. Rates effective 8/1/17 and can change daily. Payment example: A $100,000 mortgage rate of 3.99% for 15 years would have a principal and interest payment of $ 7739.38. Assuming 80% Loan to Value, the resulting APR would be 4.142%. New Money Only. City & County Credit Union is an Equal Housing Lender. Minimum loan amount of $25,000.
Cash Perks is a free program that offers you rewards based on where you shop everyday with your debit card. Offers are delivered right to you in your online banking account or through the mobile app. Simply activate the offers online and then go shopping with your debit card. Your Cash Perks rewards show up in your account every month. The more you use your debit card, the more you earn!
Just Click, Shop and Earn!
Are you ready for the 5-Minute Checking Challenge? You may save up to $360 a year in fees.
Compare your bank to City & County Credit Union, and if you're still not convinced that we're better, we'll pay you $5 - No Strings Attached.
Click here to take the challenge (PDF).
Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA.
To view our newsletter in full screen, click the button in the bottom right corner labeled 'Full Screen'.
No updates right now but keep checking! There are a lot of great things to come in 2019.